Sun shine girl - step IV ... slowly getting in the thick of it!

Another quick pass this morning gave me a better idea of where I can land ...

... with this water scene, a manner of speaking. I had to find a solution quickly since I can tread water for only so long! This painting is just for my personal pleasure... makes me feel good!

Note: I'd like to go for some halo effects and some more refinement (balancing colors and values) in the final stage...